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Best Personal Finance Resources for College Students

Daniel Caskey- Best Personal Finance Resources for College Students

In college, when you’re occupied with your classes, your friends, and your social activities it can be easy to forget the outside world. College is like its own little island. Eventually though, all good things must come to end and you will be met with a reality check- as excited as most students are to graduate, it’s also a turning point where you’ll be met with student loan payments, rent, car payments, credit card bills, and more. Welcome to the real world.

As morbid as that may have sounded, college is an important time to start budgeting for the future. When you can finally break free of your parents’ financial assistance, the world is your oyster and it will probably be one of the most thrilling periods of your life- if you are responsible with your finances, that is. Many young adults won’t realize until they’re on their own how easy it is to blow through one’s savings or the importance of setting up an emergency fund. It’s easy to open up an app and allow technology to make the tough decisions for you, but don’t forget about all the other resources out there to help educate you about personal finance. Here are some great personal finance resources to check out in your spare time.

WalletHub

WalletHub is an all-in-one personal finance website offering free daily credit scores and reports. More than that however, it is an expert guidebook to managing your finances. You can sign up to join the online community for free, and after receiving your score, their WalletFitness tool gives you access to expert tips and advice, personalized savings alerts, and 24/7 credit monitoring. The website has been recommended by the likes of Forbes, The Wall Street Journal, and The New York Times.

You Need a Budget

You Need a Budget is an award-winning finance management software that college students are able to try free for up to 12 months with proof of enrollment. The idea behind this innovative tool is to teach you how to monitor where every penny you spend goes, known as a zero-based budget. It may seem like a big time investment upfront to track every expense, but it you do it honestly, it will give you an accurate understanding of how you’re spending your money. When you figure out where your money is going, the tool will help you set a personalized budget.

Planet Money podcast

Podcasts are an excellent way to learn about a vast array of subjects, and they’re so easy to integrate into your life! You can play them on your way to class, as you do your homework, or in the car. This podcast demystifies finance by putting it into relatable, easy-to-understand terms with pop culture references and real life examples, allowing you to understand how your personal spending impacts the wider economic community.

LearnVest

LearnVest is both a website and an app by securely linking to your bank account and allowing you to categorize your purchases into designated folders in which you can set a budget for each. If you register on the website, you will have access to a budgeting boot camp that will teach you how to spend your money wisely and send email updates when new tools are available.

This blog post was originally published on DanielCaskey.com

The World’s Best Tennis Camps

*This post originally appeared on danielcaskey.net.

It takes time and dedication to become a skilled tennis player. Every professional player has benefited from a coach or mentor who helped them develop their skills. While some players learn from family members, the majority of professional tennis players have attended some sort of tennis camp in their youth. If you are curious to what makes a particular tennis academy stand out, keep reading. Below is a list of some of the world’s top tennis academies.

IMG Bollettieri Tennis Academy

IMG Bollettieri Tennis Academy may be the most famous tennis academy in the world. Tennis stars such as Serena Williams and Venus Williams and Andre Agassi have attended the academy in the past. The tennis academy, located in Bradenton, Florida, is just one part of the IMG Academy which functions as a boarding school and offers training in a number of sports. Nick Bollettieri founded the school in 1978. Bollettieri supposedly let Agassi attend the school for free after Agassi’s father said he couldn’t afford the tuition. Bollettieri realized that Agassi had a lot of talent and wanted to assist in his development.

Sanchez-Casal Tennis Academy

The Sanchez-Casal Tennis Academy was founded by Emilio Sanchez Vicario and Sergio Casal in 1998. The academy’s main location is in Barcelona, Spain, but there also locations in Florida and China. While enrolled in the academy, students get to experience Spanish drills—a popular technique that was developed at the academy. Andy Murray, the No. 1 tennis player in the world, trained at the Sanchez-Casal Tennis Academy when he was 15 years old. During his professional career, Emilio Sanchez Vicario won a silver medal in the 1988 Olympics. He also won multiple Grand Slam titles. Students who attend his academy can rest assured that they will receive quality tennis training.

Spartak Tennis Club

If training in Spain or Barcelona under the shining sun doesn’t sound appealing, you can always attend the Spartak Tennis Club in Moscow, Russia. Due to Russia’s intense weather, the outside courts are only open for four months. During the rest of the year, students train indoors. All joking aside, Spartak Tennis Club has produced a number of world-class tennis players such as Yevgeny Kafelnikov and Anna Kournikova. Since the academy has a reputation for training champions, it’s very difficult to gain admittance.

Pilic Tennis Academy

The Pilic Tennis Academy, located in Munich, Germany, isn’t as well known as the three above academies, but its success can’t be ignored. Nikola Pilic runs the academy. As a coach, he won three times at the Davis Cup, and in 1973 he made it to the last round of the French Open as a player. Novak Djokovic and Michael Stich attended the Pilic Tennis Academy. Students are guaranteed to receive world-class training when they attend the academy.

Juan Del Potro

*This post originally appeared on danielcaskey.net.

Juan Martín del Potro, who also goes by the name Delpo, is a professional tennis player who was born in Tandil, Argentina on September 23, 1988. Tandil is notable for producing a number of professional tennis players over the years. Del Potro has been very successful throughout his career in spite of suffering multiple wrist injuries. His achievements include winning the 2009 US Open and winning the bronze and silver medals at the 2012 London Olympics and the 2016 Rio Olympics, respectively. Keep reading to learn more about Juan Martín del Potro.

Early Life

Del Potro’s father is named Daniel del Potro. When he was younger he played rugby. Today he works as a veterinarian. His mother’s name is Patricia Lucas, and she works as a teacher. Del Potro also has a younger sister whose name is Julieta. His older sister tragically died in a car accident when she was only eight years old. Del Potro was five at the time. At seven years old, Del Potro began to play tennis. His coach, Marcelo Gómez, previously taught other professional players such as Juan Mónaco and Mariano Zabaleta. Ugo Colombini, a former Italian tennis player, recognized Del Potro’s talent and helped him during the early stages of his career. Today Colombini still serves as Del Potro’s agent.

Career

In 2009 Del Potro won his first Grand Slam title after beating Roger Federer who had previously won five consecutive times. Del Potro was the first Argentine player to win since 1977. It was a dream come true for Del Potro. In 2010 Del Potro injured his wrist for the first time. The injury came at the worst possible time since Del Potro had just achieved his highest ranking in his career: No. 4. Del Potro missed nine months of playing and a number of competitions—including the US Open, where he would have defended his title.

When he did return to competition, he suffered a number of losses, and as a result, he dropped drastically in the rankings. Throughout 2011 Del Potro battled his way back to the top of the rankings. At the end of the year, he was ranked No. 11 in spite of being ranked at 485 at one point.

In 2012 Del Potro won his first Olympic medal and moved up to No. 7 by the year’s end. Del Potro suffered another wrist injury in 2014 and missed most of that year and 2015 as a result of the injury. In 2016 Del Potro won his second Olympic medal, and he is currently ranked as No. 33.

Phil Mickelson

*This post originally appeared on www.danielcaskey.org.

When it comes to the best golfers to ever play the game, Phil Mickelson’s name usually makes an appearance on the list. Mickelson’s nickname is Lefty due to the fact that he swings left-handed, despite being right-handed. Since 2012 he has been a member of the World Golf Hall of Fame. The only major tournament that Mickelson hasn’t won is the U.S. Open. In fact, he has set a record for finishing second place on six different occasions. If you are interested in learning more about Phil Mickelson, keep reading.

Early Life

On June 16, 1970 Phil Mickelson was born in San Diego, California. Mickelson’s father encouraged his young son’s interest in golf. The pair often practiced in the backyard in San Diego. In 1988 Mickelson graduated from the University of San Diego High School and enrolled at Arizona State University. Mickelson’s studies were partially funded by a golf scholarship that he earned. While in school, Mickelson had an extremely successful amateru career. His accomplishments include winning the NCAA championship three times, earning All-American honors four years in a row, and winning the Northern Telecom Open in 1991, a PGA Tour tournament.

Going Pro

Mickelson graduated from Arizona State University in 1992. Since he had won a PGA Tour tournament during the prior year, he didn’t have to participate in the PGA Tour Qualifying Tournament. From 1992 to 2003 Mickelson had a lot of success including beating Tiger Woods at the 2000 Buick Invitational. Mickelson’s win ended Woods’ six-win streak. However, in spite of his success, Mickelson was unable to win a major tournament during this time.

Winning the Majors

That all changed during the 2004 Masters tournament when Mickelson won. Only two other left-handed golfers had won the tournament before Mickelson at that point. Mickelson won his next major during the next year when he played the 2005 PGA Championship at Baltusrol. Then in 2006 he won his third major after winning the Masters for the second time. Unfortunately, Mickelson was unable to win three majors in a row. He played poorly during the 18th hole and sabotaged his chances of winning the tournament. Mickelson’s third Masters win came in 2010. The win was especially emotional for Mickelson and his fans since his wife was diagnosed with breast cancer during the previous year, and his mother was battling cancer at the time.

Today

In late 2016 Mickelson underwent two surgeries for hernias. However, he quickly returned to competition and performed well. During the same year Mickelson hired a new swing coach to help improve his game. Mickelson has seen a lot of success during his career, and as long as he remains healthy, fans can expect him to continue to win.

The Best Athletes to Ever Play in Miami

*This post originally appeared on Daniel Caskey.

The city of Miami is well known all over the world for the many talented athletes that it has produced over several years now. Read on to learn more about the best athletes that have ever played in Miami and what their achievements are.

LeBron James

LeBron James, one of the NBA’s most popular basketball stars, played for the Miami Heat for a period of four years. While he was only with the team for a short period of time, he succeeded in getting the Heat to win 2 NBA Titles and some Eastern Conference Titles as well. Additionally, he won 2 MVP awards while playing for Miami.

Michael Irvin

Michael Irvin is an NFL star who played for the Miami Hurricanes while in college. During his time playing for the Hurricanes, he set a number of school records including career receptions and touchdown receptions. His receiving yards record was later broken by none other than Santana Moss. Throughout his college and professional career he was quite well known for talking trash with his teammates and  celebrating during touchdown receptions.

Larry Csonka

Larry Csonka was an NFL star with the Miami Dolphins. He was an excellent physical back and was highly popular for his offensive moves, making his way right to the Hall of Fame in the year 1987—a feat that won him recognition from all over the world.

Dwyane Wade

Dwayne Wade was a well known Miami Heat player who helped the team win three titles. Wade was a key factor in winning the 2006 championship since he was the leading scorer in the tournament. Dwayne Wade is also one of the most colorful personalities in sports, and he has had his share of controversies over the years.

Dan Marino

Quarterback Dan Marino played for the Miami Dolphins for his entire career from 1983 to 1999. He is considered one of the best ever Miami sport stars. Marino set numerous records throughout his career that still stand today. For example, he still holds the records for the most seasons leading the league in pass attempts and completions. Marino is considered one of the best quarterbacks to ever play even though he never won a Super Bowl.

The city of Miami has indeed produced quite a few incredible sports stars over the years and has managed to gain international recognition in particular for its amazing football and basketball stars.

Learn More About Roger Federer

*This post originally appeared on http://danielcaskey.org/.

Roger Federer was born in 1981 in Switzerland and is one of the best-known tennis players in the world, with as many as 18 Grand Slam victories to his credit. He has a huge fan following and is seldom known to lose to his opponents.

He became the first Swiss to win a Grand Slam title when he was victorious at Wimbledon in 2003. Since then, he has won 17 other championships and is quite renowned for the very graceful way in which he plays the game. To learn more about Roger Federer and his life, read on.

Early Life

Roger Federer is a native of Basel, Switzerland. His mother, Lynette Du Rand, is South African while his father Robert Federer is Swiss. His parents both worked for a pharmaceutical company where they met each other for the first time.

Federer took to sports at a very early age and was fond of playing both tennis as well as soccer. He was only 8 years old when he started to acquire mastery over both these games, and by the age of 11, he was one of the best-known junior tennis players in his country.

When he was 12 years old he decided to remove his attention from other sports and focus solely on tennis. When he was 14, he was fully immersed in the game and took part in as many as 2 to 3 tournaments a month while practicing many hours every week.

Glory as Tennis Star

In 1998 Federer ended up winning both the doubles and the single Wimbledon titles. He created a huge sensation when he knocked out legendary tennis player Pete Sampras in the fourth round of the singles tournament. At the start of 2004, Federer was ranked 2nd in the world, the same year in which he won the US Open, the Australian Open, and the ATP Masters while retaining the Wimbledon title too.

Personal Life

Roger Federer is married to childhood sweetheart Mirka Vavrinec who also played tennis for some time. He and Mirka became parents to twin girls Charlene and Myla in July 2009.

In the month of May in 2014, Federer and Mirka welcomed twin baby boys into the world named Leo and Lenny. Federer and his family live in Bottmingen, Switzerland.

Federer established a foundation known as the Roger Federer Foundation in 2003 that gives grants to countries where child mortality rates are high.